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Is It Okay to Use AI for Therapy? What Psychologists Wants You to Know

The Redwood Team
Aug 10
6 min read

Updated: Sep 14

Used thoughtfully, an AI chatbot can be a useful journaling companion between sessions. It is not a substitute for a licensed therapist: it cannot assess risk, hold a genuine therapeutic relationship, or understand your cultural and personal context the way a trained clinician can. Research published by the American Psychological Association in June 2026 found a growing number of patients are bringing AI chatbots into their mental health care, sometimes as a replacement for professional support - a trend clinicians are watching closely.


Repeating 3D blue-and-pink AI letters scattered on a yellow background, creating a bold abstract pattern

Why Are So Many People Turning to AI Chatbots for Mental Health Support?


The short answer: access, cost, and immediacy. Therapy waitlists, session fees, and the courage it takes to book a first appointment all create friction that a chatbot simply doesn't have - it's available at 2am, it's free or nearly free, and it never seems busy. WBUR and Fortune both reported on how quickly this shift has happened, often faster than the technology, or the profession, has been able to properly evaluate.


What Can AI Chatbots Actually Help With?


Used as a supplement rather than a substitute, a chatbot can genuinely help with a few specific things:

  • Journaling prompts and structured reflection between sessions

  • Basic psychoeducation - explaining a term your therapist used, or what a diagnosis generally involves

  • Organising your thoughts before a session, so you arrive with more clarity about what you want to talk about

  • Low-stakes practice of communication scripts, such as rehearsing a difficult conversation


Blurred hand over a phone showing ChatGPT with What can I help with?, Get Plus, Create image, Code and Analyze data.

Where AI Falls Short: What a Chatbot Cannot Do


A March 2026 study covered by ScienceDaily flagged serious ethical risks in using general-purpose chatbots like ChatGPT as a stand-in for therapy. The core issues aren't really about whether the responses sound empathetic - many do - but about what's structurally missing:

  • Risk assessment: a chatbot cannot reliably recognise or respond to warning signs of crisis, self-harm risk, or a rapidly deteriorating mental state the way a trained clinician is required to.

  • A genuine therapeutic relationship: much of what makes therapy work is the relationship itself - being known, challenged, and held accountable by another person over time.

  • Cultural and personal context: a licensed therapist working in Singapore understands family dynamics, workplace culture, and lived context in a way a general-purpose model, trained on global data, typically doesn't.


Smartphone showing AI app home screen: What can I help with? Buttons for Create image, Code, Summarize text, and Analyze data.

Is AI Therapy Safe? What the Research Actually Shows


The honest answer is: it depends heavily on how it's used. The research so far doesn't support a blanket claim that AI chatbots are unsafe for every use case - many people use them harmlessly as a journaling tool. But it also doesn't support treating a chatbot as equivalent to licensed care, particularly for anyone experiencing more than mild, transient distress. Current research findings point in the same direction: chatbots are being used in mental health contexts faster than safeguards, regulation, or clinical evidence have caught up.


Using AI Thoughtfully Alongside Real Therapy in Singapore


If you're already seeing a therapist, there's often no harm in using an AI tool for journaling prompts or organising your thoughts between sessions - just let your therapist know, so it can be incorporated into your care rather than working around it. If you're considering therapy for the first time, our guide to what psychotherapy is and how it works is a good starting point, and our psychotherapy services in Singapore page outlines how an initial consultation works at Redwood Psychology.


Hands holding a smartphone showing the ChatGPT home page on chat.openai.com, with a plain beige background.

When to See a Licensed Psychologist Instead of (or Alongside) an App


It's worth booking a proper consultation - rather than continuing to rely on a chatbot alone - if you notice any of the following: your distress is getting worse rather than better, you're having thoughts of harming yourself, you feel like you're going in circles without real change, or a relationship, work, or family issue has become too complex for journaling alone to untangle. A licensed psychologist can also formally assess whether what you're experiencing meets criteria for a specific condition, which no chatbot is equipped to do.



What Does "AI Therapy" Actually Look Like Right Now?

It's worth separating two very different things that both get called "AI therapy." The first is general-purpose chatbots like ChatGPT, being used informally for emotional support - this is the use case the APA and ScienceDaily research above is mainly concerned with, since these tools were never designed or clinically validated for mental health care.


The second is purpose-built mental wellness apps with features like mood tracking, guided CBT-style exercises, or structured journaling prompts - these are generally lower-risk, since they're narrower in scope and don't pretend to replace a clinician.


Neither category currently offers what a licensed psychologist provides: a qualified professional who can formally assess your situation, adapt to nuance in real time, and take responsibility for your care. That distinction matters more than which specific app or model someone happens to be using.


A Note on Privacy When Using AI Tools


If you do use a general-purpose chatbot to reflect on personal struggles, it's worth being deliberate about what you share. These tools are not bound by the same confidentiality standards as a licensed therapist, and conversations may be stored, reviewed, or used to improve the underlying model depending on the provider's terms. A reasonable approach is to use AI tools for general reflection and psychoeducation, while keeping identifying details, diagnoses, and anything highly sensitive for the confidential setting of an actual therapy session.


Poster with white text on a dark background reading What did his therapist say?

What Actually Happens in a First Session With a Psychologist (vs a Chatbot)


It's worth being concrete about the difference, since "therapy" can otherwise stay a fairly abstract idea. A first consultation with a psychologist typically involves a structured conversation about your history, current concerns, and goals, leading to a shared understanding of what's going on and a plan for how to work on it together - not a single reply, but the start of an ongoing, adapting relationship. The psychologist is also professionally accountable: bound by codes of conduct, required to recognise the limits of their own competence, and equipped to refer you elsewhere if your needs fall outside their expertise.


A chatbot has none of these structures. It responds in the moment, based on patterns in its training data, with no ongoing accountability for how that advice plays out for you over time.


This isn't a case against using AI tools thoughtfully - it's simply a reminder of what "real" therapy is actually providing underneath the conversation itself: structure, accountability, and a relationship that develops and adapts, which is very different from even a highly articulate single exchange.


Frequently Asked Questions

No. AI chatbots can support reflection and psychoeducation between sessions, but they cannot assess risk, form a genuine therapeutic relationship, or provide the clinical judgement a licensed psychologist or counsellor brings to ongoing care.

It can be useful for light journaling prompts or organising your thoughts, but research published in 2026 (APA, and a separate ethics-focused study covered by ScienceDaily) flags real risks in relying on general-purpose chatbots for anything beyond that, especially during a mental health crisis.

Various AI wellness apps are accessible from Singapore, but licensed psychological and counselling services - such as those offered at Redwood Psychology - remain the appropriate option for anyone experiencing ongoing distress, a diagnosable condition, or risk to their safety.

If your distress is worsening, persistent, affecting your daily functioning, or involves any thoughts of self-harm, it's time to speak with a licensed professional rather than relying on an app alone.

Regulation of AI wellness apps is still developing globally, including in Singapore. This is part of why the APA and other bodies recommend treating these tools as a supplement to, rather than a replacement for, care from a licensed professional.

It's worth checking whether the app is designed by mental health professionals, whether it makes clear it isn't a substitute for therapy, and whether it has any pathway to escalate you to real human support if you're in crisis.

It's best to be cautious. Unlike a licensed therapist, general-purpose AI tools aren't bound by clinical confidentiality standards, so it's wise to keep identifying or highly sensitive details for a real therapy session instead.

A first consultation typically involves discussing your history, current concerns, and goals, so the psychologist can build a shared understanding of your situation and propose a plan for ongoing work together.


This article is for general information only and does not constitute clinical advice or a diagnosis. If you are in crisis, please contact a helpline or emergency services immediately.



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